Home Insurance

Home Insurance designed specifically to cover your needs.

Ansvar is part of an established UK financial services organisation that has extensive experience of providing highly competitive insurance products for its affinity partners. If you wish to find out more about Ansvar please go to the Ansvar website.

Features and Benefits

Designed for owner-occupied homes (up to 5 bedrooms) with special appeal to householders who are closely linked to the not-for-profit sector through either church membership and/or charity involvement such as voluntary work or regular personal giving.

Buildings and/or Contents sections (Legal Expenses section is automatically included).
  • Buildings cover with a 'blanket' sum insured up to £1,000,000
  • Contents cover with sum insured options up to a total of £75,000 (valuables inner limit up to £18,000 and an item limit of £3,000)
Optional Personal Possessions section if Contents insured:
  • Sum insured options for specified, or unspecified, items up to a total of £12,000 (maximum item limit of £2,500 for unspecified)
Buildings section includes (subject to limitations):
  • Accidental damage and Property Owners Liability
Contents section includes (subject to limitations):
  • Accidental damages
  • Public liability in respect of specific business activities run solely at the home by the insured
  • Money, credit cards and refrigerated contents
  • Belongings of family students at university or college accommodation
  • The insuredís office contents at the home which are used for business purposes
  • Personal effects of visitors, employees and paying guests
  • Additional covers not normally found in other home policies for:
    • Voluntary giving protection for regular charitable donations in the event of unemployment
    • Trustees indemnity if the insured is a trustee of a registered or recognised charity
    • Accidental loss of charity money held on behalf of a registered or recognised charity
    • Personal accident benefit for death or permanent total disablement while undertaking voluntary charity work

Please see the Key Facts for the Ansvar Home Connect Lifestyle Policy. The full policy wording is available in the Home Connect Lifestyle Policy wording document.